Answers

Medicare and ACA answers for Arizona

The questions people in Chandler and the East Valley ask first, answered in the first sentence, with the published figure, its source and the date we last checked it.

Talk to a licensed agent (480) 300-5776

Medicare costs

What Medicare costs in 2026: premiums, deductibles and penalties, with the published figure behind each one.

Medicare enrollment

When the windows open for 2027, how long you have, and what you can change after January 1.

Medicare plans in Maricopa County

Straight numbers from the CMS 2027 plan files for Maricopa County, home to Chandler and most of the East Valley.

Prescription costs with Medicare

What common brand-name drugs cost under Medicare Part D, from national CMS data, and how the yearly cap protects you.

ACA and HealthCare.gov in Arizona

Dates and income rules for Marketplace coverage in Arizona, which uses HealthCare.gov.

FAQ

Common questions

Where do these answers come from?

From CMS, Medicare.gov, HealthCare.gov, HHS and the CMS plan files for Maricopa and Pinal counties. Each page lists its sources and the date we last checked them.

Are the prescription prices specific to Arizona?

No. The drug figures are national Medicare data from CMS. What you pay in Arizona depends on your plan's deductible and tier, and covered Part D costs are capped at $2,100 in 2026.

Can someone answer my own question?

Yes. Call (480) 300-5776 or book a review through the contact page. Viola Lucero also runs free Medicare workshops online and in Chandler.

How often are these answers checked?

Each page shows the date we last checked its figures. Medicare premiums and deductibles are 2026 values; CMS usually announces the 2027 amounts around November 2026, and we update the pages when it does. Plan counts and costs come from the CMS 2027 plan files.

Are the plan numbers specific to Chandler and the East Valley?

Yes, where it matters. Plan counts, $0 premium plans and out-of-pocket maximums come from the CMS plan files for Maricopa and Pinal counties, which cover Chandler and most of the East Valley. Federal amounts such as the Part B premium are the same in every state.

Is Rise Up Benefits Group part of Medicare or HealthCare.gov?

No. We are an independent insurance agency in Chandler, not connected with or endorsed by the federal government, Medicare or HealthCare.gov. These answers are education drawn from official sources, and each page links to the source behind its figures so you can check them yourself.

Do you charge for help after I read an answer?

No. There is no fee for our help. Agents are paid by the insurance companies, and your premium is the same whether you enroll with us or on your own. We are happy to explain what an answer means for your own coverage, in person or by phone.

Can I compare 2027 Medicare plans for my ZIP code?

Yes. Our plan finder lists 2027 Medicare Advantage and Part D plans from the CMS public files for your Arizona county. Annual Enrollment runs October 15 to December 7, 2026. Viola can then check your doctors, prescriptions and pharmacy against the plans that interest you.

Do you answer ACA questions as well as Medicare?

Yes. The ACA answers cover HealthCare.gov dates and the income rules for tax credits in Arizona. Open Enrollment for 2027 coverage starts November 1, 2026. If your income is low, AHCCCS, Arizona's Medicaid program, may fit better, and you can apply for it any time of year.

We speak insurance, so you don't have to.

Book a free, no-pressure review with Viola in Chandler, by phone or by video. Bring your questions; leave with answers.

2160 North Alma School Road, Suite 102, Chandler, AZ 85224 (480) 300-5776