Legal & compliance

Disclaimers & compliance

The regulatory statements that apply to everything on this site, collected in one place.

Last reviewed: October 13, 2026

Licensing

Rise Up Benefits Group is an independent insurance agency. Insurance is offered by licensed agents, including Viola Lucero, CLTC. Licensing details are available on request.

Business address: 2160 North Alma School Road, Suite 102, Chandler, Arizona 85224. Telephone (480) 300-5776. Email viola@riseupbenefitsgroup.com.

Medicare

We do not offer every plan available in your area. Currently we represent 34 organizations which offer 64 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Rise Up Benefits Group is not connected with or endorsed by the United States government or the federal Medicare program. Medicare has neither endorsed nor reviewed this information.

ACA & the Health Insurance Marketplace

Rise Up Benefits Group is not affiliated with, endorsed by, or operating on behalf of HealthCare.gov, the Health Insurance Marketplace, or any federal or state government agency. Plan availability, premiums and advance premium tax credits are set by the carriers and the Marketplace.

Estimates and calculators

Estimates only. Figures on this page use published plan-year values and the details you enter. They are not a quote, an offer of coverage, or a determination of eligibility. Your final premium and any tax credit are confirmed at enrollment with the carrier or HealthCare.gov.

Plan data shown on this site

Plan names, carriers and premiums shown come from the CMS public files for the ZIP code you entered. Final pricing and eligibility are confirmed with the carrier at enrollment.

Contacting us

This is a solicitation for insurance. Submitting information or calling the numbers listed on this website will direct you to a licensed agent.

Life, long-term care and annuities

Life, long-term care, annuity and supplemental products are subject to underwriting and carrier approval. Guarantees are based on the claims-paying ability of the issuing company. Nothing on this site is tax, legal or investment advice.

Text messages

By texting Rise Up Benefits Group at 480-300-5776, you agree to receive customer care messages from Rise Up Benefits Group. Reply STOP to opt-out; Reply HELP for support; Message & data rates may apply; Messaging frequency may vary.

Plan year

Medicare plan figures on this site reflect the 2027 contract year (CMS landscape files); federal Medicare amounts such as the Part B premium reflect 2026 until CMS publishes 2027 amounts; ACA figures reflect the 2026 plan year unless stated otherwise. Plan availability, premiums, networks, drug formularies and cost-sharing change every year. Always confirm current-year details before you enroll.

Questions about this page?

Email or call. A real person will answer.

Legal & compliance

FAQ

Common questions

Is Rise Up Benefits Group a licensed insurance agency?

Rise Up Benefits Group is an independent insurance agency. Insurance is offered by licensed agents, including Viola Lucero, CLTC, whose National Producer Number is 18355227.

Further licensing details are available on request. The office is at 2160 North Alma School Road, Suite 102, Chandler, Arizona 85224.

Is Rise Up Benefits Group connected with Medicare?

No. We are not connected with or endorsed by the United States government or the federal Medicare program, and Medicare has not endorsed or reviewed the information on this site.

We are an independent agency that helps you understand and enroll in plans from the insurance companies we work with.

Why does the site say you do not offer every plan?

Because no agency represents every insurance company, and you deserve to know how many we do represent and where to find all of your options. Here is our full statement:

We do not offer every plan available in your area. Currently we represent 34 organizations which offer 64 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Is Rise Up Benefits Group part of HealthCare.gov?

No. We are not affiliated with, endorsed by, or operating on behalf of HealthCare.gov, the Health Insurance Marketplace, or any federal or state government agency.

Plan availability, premiums and advance premium tax credits are set by the insurance companies and the Marketplace, not by us.

Are the numbers in the calculators exact?

No, they are estimates. They use published plan-year figures and the details you enter, and they are not a quote, an offer of coverage, or a decision about your eligibility.

Your final premium and any tax credit are confirmed at enrollment with the insurance company or HealthCare.gov.

Why does calling or filling out a form connect me with an agent?

This website is a solicitation for insurance. Submitting your information or calling the numbers listed here will direct you to a licensed agent.

In other words, when you reach out through this site, the person who answers is a licensed insurance agent from an independent agency, not a representative of Medicare or any government agency.

Are life insurance and long-term care policies guaranteed?

Life, long-term care, annuity and supplemental products are subject to underwriting and approval by the insurance company, so acceptance is not automatic.

Any guarantees depend on the claims-paying ability of the company that issues the policy. Nothing on this site is tax, legal or investment advice.

What are the text message terms for Rise Up Benefits Group?

When you text (480) 300-5776, you agree to receive customer care messages from Rise Up Benefits Group.

Reply STOP to opt out or HELP for support. Message and data rates may apply, and how often you hear from us may vary.

Which year do the plan figures on this website reflect?

Medicare plan figures reflect the 2027 contract year. Federal Medicare amounts, such as the Part B premium, reflect 2026 until CMS publishes the 2027 amounts. ACA figures reflect the 2026 plan year unless stated otherwise.

Premiums, networks, drug lists and costs change every year, so always confirm current-year details before you enroll.

We speak insurance, so you don't have to.

Book a free, no-pressure review with Viola in Chandler, by phone or by video. Bring your questions; leave with answers.

2160 North Alma School Road, Suite 102, Chandler, AZ 85224 (480) 300-5776