Arizona Special Enrollment Period Checker

Common ones are losing health coverage, getting married, having or adopting a child, moving to a new ZIP code or county with prior coverage, and gaining citizenship or lawful presence.

Usually 60 days from the event. For a loss of coverage you can also apply up to 60 days before it ends, which avoids a gap.

No. Dropping coverage you could have kept, or losing it for not paying premiums, does not qualify.

Open Enrollment on HealthCare.gov for 2027 coverage starts November 1, 2026. Outside it, you need a qualifying event to enroll.

Often, yes. Moving to a new ZIP code or county can open a Special Enrollment Period, as long as you had qualifying health coverage before the move. A move without prior coverage usually does not qualify, with a few exceptions. You generally have 60 days from the move to pick a plan on HealthCare.gov.

HealthCare.gov may ask for documents that show the event and its date: a letter from your employer or insurer showing when coverage ended, a marriage certificate, a birth record, or a lease or utility bill for a move. Gather them early, because your coverage can be held up until they are accepted.

Usually on the first day of the month after you pick a plan. A few events work differently: coverage for a new baby or adopted child can start on the date of the birth or adoption. Picking a plan before your old coverage ends helps you avoid a gap.

Yes. Aging off a parent’s plan is a loss of coverage, so it opens a 60-day Special Enrollment Period. You can also apply up to 60 days before the coverage ends, which lets the new plan start without a gap. Your parent’s employer or insurer can tell you the exact end date.

Then you usually wait for Open Enrollment, which for 2027 coverage starts November 1, 2026. If your income is low enough for AHCCCS, Arizona’s Medicaid program, you can apply any time of year. Call us before you assume you are out of options, because another event may still qualify.