Medicare Help Across the East Valley, Arizona

Medicare Advantage plans are approved county by county. Chandler, Gilbert, Mesa, Tempe, Sun Lakes, Ahwatukee, Phoenix and Scottsdale use the Maricopa County list; San Tan Valley, the city of Maricopa and Casa Grande use the Pinal County list. Queen Creek and Apache Junction cross the county line, so the county on your address decides.

CMS lists 52 Medicare Advantage plans in Maricopa County and 47 in Pinal County for 2027, not counting Special Needs Plans. 50 and 45 of them, respectively, have a $0 Part C premium.

We do not offer every plan available in your area. Currently we represent 34 organizations which offer 64 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

15 of the 52 Maricopa County plans and 13 of the 47 Pinal County plans for 2027 carry a 2026 CMS star rating of 4 or higher. CMS has not published 2027 ratings yet, so these are the 2026 ratings. A star rating describes the plan overall. It does not tell you whether your doctors or prescriptions are covered, so check those before you choose. Source: CMS 2027 Landscape file.

There are 15 guides: Maricopa County and Pinal County, plus Chandler, Gilbert, Mesa, Tempe, Sun Lakes, Queen Creek, Ahwatukee, Phoenix, Scottsdale, San Tan Valley, Apache Junction, Maricopa, and Casa Grande. Each city guide pairs its county’s plan list with that community’s own Census, CDC and hospital figures. If your town is not listed, the guide for your county still applies, because the plan list follows the county on your address.

The Annual Enrollment Period runs October 15 to December 7, 2026, and the plan you choose starts January 1, 2027. If you are in a Medicare Advantage plan, you also get one chance from January 1 to March 31 to switch plans or go back to Original Medicare. Moving, losing employer coverage or gaining AHCCCS can open a Special Enrollment Period at other times of the year. These dates are the same in Maricopa and Pinal counties.

Yes. Arizona uses HealthCare.gov, the federal Marketplace, and open enrollment for 2027 coverage starts November 1, 2026. Premium tax credits depend on household income, and people with very low income may qualify for AHCCCS, Arizona Medicaid, instead. Viola helps East Valley families compare Marketplace plans, and she can look at Medicare for older relatives in the same conversation.

The office at 2160 North Alma School Road, Suite 102, Chandler, is open Monday to Friday, 9 AM to 5 PM. Appointments are recommended, so call (480) 300-5776 before you come and Viola can have your plan details ready. Bring your Medicare card, your list of doctors and your prescriptions.

No. Viola Lucero meets clients at 2160 North Alma School Road, Suite 102, Chandler, and by phone or video anywhere in Arizona. Call (480) 300-5776 to set a time.

No. Carriers pay the agency when a plan is issued, and that is already built into the plan price whether you use an agent or not.