When is ACA open enrollment for 2027 in Arizona?

ACA open enrollment for 2027 coverage in Arizona runs from November 1, 2026 to January 15, 2027 on HealthCare.gov, and you must enroll by December 15, 2026 for coverage that starts January 1, 2027.

No. Arizona uses the federal platform, HealthCare.gov.

You need a qualifying life event for a Special Enrollment Period, or you can apply for AHCCCS if your income qualifies.

Enrollments made December 16 through January 15 generally start February 1, 2027.

Usually, yes. If you do nothing, HealthCare.gov generally re-enrolls you in the same or a similar plan for 2027. That can cost you if your income, household or the plan's price changed, so update your application and compare plans by December 15 for a January 1 start.

No. Medicare's Annual Enrollment Period runs October 15 to December 7, 2026 and is for people with Medicare. ACA open enrollment on HealthCare.gov runs November 1, 2026 to January 15, 2027 and is for people who do not have Medicare, such as early retirees and families.

Common events are losing other health coverage, moving to a new ZIP code or county, getting married, and having or adopting a child. Each usually opens a 60-day Special Enrollment Period on HealthCare.gov. Our special enrollment qualifier can tell you whether an event likely counts and how many days you have left.

Yes. Your 2027 tax credit is based on the income you expect for 2027, not last year's. If you retired, changed jobs or added someone to your household, update your HealthCare.gov application before you choose a plan. A low estimate can mean paying credit back at tax time.

Yes. We help Chandler and East Valley families compare Marketplace plans, check doctors and prescriptions, and enroll. There is no fee for our help; agents are paid by the insurance companies. Your enrollment and any tax credit are confirmed through HealthCare.gov, the official Marketplace.